• Financial Services Representative

    Job Locations US-TX-Dallas
    Category
    Retail Branch
  • Overview

    The Financial Services Representative is responsible for providing the bank's customers with personalized banking and new accounts services by performing the following duties. Reports to the Branch Manager, Branch Services Manager or Financial Services Officer.

     

    Ensures compliance with established Bank policies and procedures. Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: GLBA(Gramm-Leach-Briley Act) , Regulation Z (Truth in Lending Act), Regulation DD (Truth in Savings Act) Regulation B (Equal Credit Opportunity Act), Dodd–Frank Wall Street Reform and Consumer Protection Act (Dodd Frank Act), Elder Abuse Laws, Bank Secrecy Act in conjunction with the USA PATRIOT Act, Anti-Money Laundering and Customer Information Program, Right to Financial Privacy Act (state and federal) and Community Reinvestment Act.

    Responsibilities

     

    • Evaluates needs of potential customers and offers appropriate financial products and services.
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    • Prepares and compiles new customer application and information to open new accounts.
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    • Ensures completeness of documentation on new account set-up including final audit of new account files.
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    • Informs and advises customers of status or enhancements to current account productivity, and suggests resolution on account disputes and other account activity.
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    • Interviews customers to obtain information and explain available financial services such as savings and checking accounts, Individual Retirement Accounts, Certificates of Deposit, savings bonds, online banking, ATM and debit cards.
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    • Helps customer complete application for products or services.
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    • Obtains credit records from credit reporting agency.
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    • Responsible for admitting customers to safe deposit vault and/or renting safe deposit boxes.
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    • Accepts wire transfer requests.
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    • Accepts loan payments.
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    • Counts and records currency and coin in vault.
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    • Inventory Safety Deposit Box Vault
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    Qualifications

    These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.

     

    • High school diploma or equivalent; and a minimum of one to three years new accounts experience, or equivalent combination of work experience/education which may include accounting, balancing or customer service; OR any equivalent combination of experience and/or education from which comparable knowledge, skills and abilities have been achieved.  
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    • Speaking, reading and writing in Korean is a plus.
    • Ability to deliver bilingual customer service in Korean, Gujarati, Urdu, Hindi, Chinese, Vietnamese, or Spanish is preferred.
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    • Basic skills in computer terminal and personal computer operation, mainframe computer system, word processing, typing and spreadsheet software programs to meet the needs of the position.
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    • Basic math skills; ability to calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs.

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